July 6, 2007 by Joe Ponzio

Investing isn’t all that difficult-at least, it doesn’t have to be. With the universe of investment opportunities available at the click of a mouse, why bother to try and invest in companies or in ways that you do not easily understand?

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July 5, 2007 by Joe Ponzio

Tim wanted a little clarification on how I came up with a value for JNJ’s future cash of $201.7 billion using Excel® (See the full valuation here). The following is a semi-intermediate discussion for Excel® users.

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July 4, 2007 by Joe Ponzio

It’s the 4th of July here in the U.S. I figured a post about holidays and how they affect your investments-or wonderful businesses-would be appropriate. After all, we invest because we want our retirement to be “Independence Day” every day-a celebration of financial independence. So here goes: The fact that…

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July 3, 2007 by Joe Ponzio

Let’s face it-there is risk in everything you do. From driving a car to eating at a restaurant, from walking down a flight of stairs to shaking someone’s hand, you are risking your life every second of every day. Why? Hey, you can’t control everything and you have to take…

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July 2, 2007 by Joe Ponzio

You can’t argue Jim Cramer’s past success. The guy is a stock picking/gambling guru and he’s hot on Research In Motion (ticker: RIMM). So much so, in fact, that he told his viewing public to buy it after Thursday night’s earnings report. Why not? The stock ran up some 20%…

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June 30, 2007 by Joe Ponzio

I certainly won’t say it’s impossible; but, it is extremely difficult. While some experienced people can make money with tax certificates, the problems the individual investor faces today are numerous: You are up against institutions. They bid the % on the certificates to 0% so you can forget about 1st…

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June 29, 2007 by Joe Ponzio

When the markets crashed in the early 2000s, Wall Street was quick to run to the television and tell America that investors were too aggressive and should have been more diversified. And yet, not a person in the world can tell you how much diversification you should have…or how much…

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June 28, 2007 by Joe Ponzio

I appologize but I have some personal things to attend to. I will be gone this morning and may be gone for the entire day.

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June 27, 2007 by Joe Ponzio

As of March 31, 2007, Warren Buffett’s company, Berkshire Hathaway, reportedly increased its holding in Johnson & Johnson (ticker: JNJ) to 48.7 million shares-an increase of 24 million shares in three months. And it’s no surprise. Forget Wall Street’s earnings, JNJ knows how to generate cash!

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June 26, 2007 by Joe Ponzio

Arguably the world’s greatest investor, Warren Buffett says that you should value a stock as you would value a private business. In the private sector, P/E means nothing. In fact, earnings mean nothing. The only thing that matters in buying a private business is the amount of cash that it…

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